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Understanding Universal Life Insurance  The Good, The Bad, and The Ugly- Part 1 I will conclude this painfully tedious and lengthy six-part article right up front: Don’t buy a Universal Life policy...

When people think of life insurance, they often envision it as a financial safety net for loved ones after their passing. However, life insurance also plays a vital role in financial planning...

This is Part 4 – You can start at the beginning HERE << Part 3  - Part 5 >> Universal Life Insurance Guide & InformationBack to the 1980s…The interest rate the company is paying you on your...

This is Part 5 – You can start at the beginning HERE << Part 4  - Part 6 >> About Your Universal Life Insurance QuoteVariable Life InsuranceThe concept is the same as above. Variable Life is a...

This is Part 6 – You can start at the beginning – HERE.   << Part  5 Who Should Consider Buying A Universal Life Policy?Is Universal Life Insurance right for you? I have a problem when people...

Preparing for Your Life Insurance ExamGetting life insurance often involves taking a medical exam, a process some might find daunting. Yet, understanding what this exam entails can alleviate...

The signing of the Social Security Fairness Act on January 5, 2025, marks a pivotal moment for public servants nationwide. Historically, many retirees such as teachers, firefighters, and police...

In today's digital age, much of our daily activities revolve around the internet—from ordering food online to engaging with social networks. This surge in digital dependency has also ushered in a...

The Importance of Financial PlanningPlanning for the future requires making many financial decisions, especially regarding the security and protection of your loved ones. For most people, insurance...

We've all been there—sitting down, finally deciding to act on that longstanding intention to purchase life insurance. Yet, despite the best of intentions, taking that crucial step often gets...

Life insurance offers peace of mind, knowing your loved ones are financially protected if the unexpected happens. But that protection doesn't have to come at a high cost. If you're wondering how to...

Choosing a life insurance plan can feel overwhelming, especially when you’re trying to balance financial responsibilities, protect your loved ones, and plan for the future. Whether you're just...

When it comes to protecting your loved ones financially, life insurance is one of the smartest investments you can make. But with so many types of policies available, it can be tough to know where...

When you think about life insurance, the image of a lengthy application process and a medical exam probably comes to mind. But what if you could skip the needles, waiting rooms, and lab results—and...

Life insurance and life insurance underwriting are topics none of us like to think about much. But it’s a smart idea to have a policy. Today, the average funeral costs...

When the business of life insurance began in 1759 in Philadelphia...

Research shows that 40% of Americans don’t have any form of life insurance policy in place. Does this include you?...

Research shows that 52% of Americans don’t get life...

The answer to that question is: "it depends."If you are a non-smoker in good health, you should see most of the following companies towards the top of any worthwhile spreadsheet. If not, you may...

This is Part 2 – You can start at the beginning HERE. << Part 1 - Part 3 >> About Universal Life Insurance PoliciesHistory of Universal Life InsuranceOver 40 years ago, I sat in a former employer’s...

This is Part 3 – You can start at the beginning HERE.  << Part 2  - Part 4 >> Benefits & Failures of Universal Life Insurance «Part 2 – Part 4» “The Bucket”What I’m about to describe is the...

The Top Ten Life Insurance Questions We Are Asked Question 10 – What’s involved with buying a policy? Answer...

Part 2 >> 5 Tips: What To Look For When Buying Life Insurance – Part 1 #1 Compare Prices When Shopping For Insurance Because insurance premiums can vary widely (as much as 300-500%), you should...

5 Tips: What To Look For When Buying Life Insurance – Part 2 << Part 1 #3 COMPARE SMALL SUBSIDIARIES OF LARGER PARENT FIRMS...