Life insurance and life insurance underwriting are topics none of us like to think about much. But it’s a smart idea to have a policy. Today, the average funeral costs between $7,000 and $10,000, and you don’t want your family scrambling to come up with that money. Plus if anything happens with your house, car, […]
How Risky Are You? Along with advances in healthcare, insurance companies have changed the way they evaluate risk in applicants. For example, conditions like high blood pressure, acid reflux, high cholesterol, sleep apnea, and others used to be considered high risk conditions.
People with chronic or serious health concerns want to provide for their families with insurance just like healthy people do. The problem is this: If you are in poor health you are, statistically speaking, a high risk for an insurance company.