If you want to save on life insurance and learn how to find the lowest-priced policy for your situation, you are at the right place. Buying life insurance is difficult and bewildering at best.
If you want to save on life insurance and learn how to find the lowest-priced policy for your situation, you are at the right place. Buying life insurance is difficult and bewildering at best.
Life Insurance Underwriting Explained and How It Works
/in Life Insurance Underwriting Basics/by Dave FrucellaLife insurance and life insurance underwriting are topics none of us like to think about much. But it’s a smart idea to have a policy. Today, the average funeral costs between $7,000 and $10,000, and you don’t want your family scrambling to come up with that money. Plus if anything happens with your house, car, […]
Term Life Insurance vs Whole Life Insurance: What’s the Difference?
/in Term vs. Whole Life Insurance/by Dave FrucellaWhen the business of life insurance began in 1759 in Philadelphia to help Presbyterian widows and orphans, there were no confusions or differences between term life insurance vs whole life insurance. Today, once you start looking for life insurance, all of the terms, rates, percentages, and explanations can get very confusing. And it’s for this […]
5 Mistakes People Make When Buying Life Insurance
/in General Life Insurance Info/by Dave FrucellaResearch shows that 40% of Americans don’t have any form of life insurance policy in place. Does this include you? Buying life insurance is a wise route to take. However, it’s all too easy to stray off course. Life insurance policies are designed to provide financial security to your loved ones upon your death. The […]
How to Get a Cheaper Life Insurance Policy
/in General Life Insurance Info/by Dave FrucellaResearch shows that 52% of Americans don’t get life insurance because they believe that it’s too expensive. However, there are many simple ways to find a cheaper life insurance policy — from using price comparison tools to giving up a dangerous hobby. Life insurance guarantees that your family will be provided for if you pass […]
Who Are The Competitive Life Insurance Companies
/in General Life Insurance Info/by Dave FrucellaThe answer to that question is: “it depends.”
If you are a non-smoker in good health, you should see most of the following companies towards the top of any worthwhile spreadsheet. If not, you may want to move on.
The Top Ten Life Insurance Questions We Get Asked
/in General Life Insurance Info/by Dave FrucellaQuestion 10 – What’s involved with buying a policy?
Answer – There are many life insurance questions, but we’ll start with the application. It is a three-step process. First, there are forms to complete. Once
Universal Life Insurance, Part 6 – The Good, The Bad And The Ugly
/in Universal Life Insurance/by Dave FrucellaThis is Part 6 – You can start at the beginning – HERE «Part 5 Who Should Consider Buying A Universal Life Policy? Is Universal Life Insurance right for you? I have a problem when people call me and tell me they paying $50-100 per month for a Universal Life policy because they bought for […]
Universal Life Insurance, Part 5 – The Good, The Bad And The Ugly
/in Universal Life Insurance/by Dave FrucellaThis is Part 5 – You can start at the beginning HERE About Your Universal Life Insurance Quote «Part 4 – Part 6» About Variable Life Insurance The concept is the same as above. Variable Life is a “bucket.” everything works the same with a major exception. In a Variable contract, you have more control […]
Universal Life Insurance, Part 4 – The Good, The Bad And The Ugly
/in Universal Life Insurance/by Dave FrucellaThis is Part 4 – You can start at the beginning HERE Universal Life Insurance Guide & Information «Part 3 – Part 5» Back to 1980’s… The interest rate the company is paying you on your “bucket.” is the critical part. Let me digress for a minute back to the 1980’s and into the 1990’s […]
Universal Life Insurance, Part 3 – The Good, The Bad And The Ugly
/in Universal Life Insurance/by Dave FrucellaThis is Part 3 – You can start at the beginning HERE Benefits & Failures of Universal Life Insurance «Part 2 – Part 4» “The Bucket” What I’m about to describe is the “chassis” of a Universal Life policy, whether a standard Universal Life contract, Variable Life or Indexed Universal Life. I want you to […]
Universal Life Insurance, Part 2 – The Good, The Bad And The Ugly
/in Universal Life Insurance/by Dave FrucellaThis is Part 2 – You can start at the beginning HERE About Universal Life Insurance Policies History of Universal Life Insurance Over 40 years ago, I sat in a former employer’s class anxiously waiting for the product that was going to revolutionize the life insurance industry. It was called Universal Life. It was a […]
5 Tips: What To Look For When Buying Life Insurance – Part 1
/in General Life Insurance Info/by Dave FrucellaBecause insurance premiums can vary widely (as much as 300-500%), you should always get quotes in writing from multiple respected companies. AmericaQuote represents America’s top insurance companies. When you fill out our Instant Life Insurance Quote form you will get multiple quotes from the companies that offer the best and