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The end of the year is a time for reflection and reassessment. As the holiday season coincides with the open enrollment period, it's an ideal time to review your life insurance needs. Life is full...

The Importance of Life Insurance and Getting It RightLife insurance is a fundamental element of a solid financial plan, offering a critical safety net for your loved ones when they need it most....

In today's ever-changing business landscape, ensuring the resilience of your company is more critical than ever. Strategic planning and insurance solutions play a vital role in safeguarding a...

Life insurance is often associated with protecting your own loved ones, but did you know you can take out a policy on someone else? While it’s legal and sometimes financially beneficial, there are...

Legislative changes can often be overwhelming, especially for seniors who are concerned about their finances, healthcare, and long-term care planning. The One Big Beautiful Bill Act (OBBBA) is a...

Financial planning is vital to ensure the security of your loved ones, yet understanding different insurance options can be confusing. Life insurance and accidental death and dismemberment (AD&D)...

Your Aunt Martha calls you and asks for help locating her deceased husband's lost life insurance policy. She doesn't know which company insured him. What to do? Here's a detailed guide to help...

Understanding the DenialReceiving a life insurance denial can be a daunting experience. It's essential to understand why you were denied. Insurers may deny applications due to health conditions,...

Understanding Life Insurance: A Moral and Practical Perspective The question of whether Christians should have life insurance often gives rise to intense discussions. Balancing faith, ethical...

When buying life insurance in Charlotte, Raleigh, Wilmington, or anywhere in North Carolina, here are a few key points to consider: Assess Your Needs: Determine why you need life insurance and what...

Understanding the Impact of High Blood Pressure on Life Insurance High blood pressure, or hypertension, can be a significant concern when applying for life insurance. Insurers consider it a risk...

Exploring Pension Payout OptionsUpon retirement, those with traditional pensions, defined benefit plans, face crucial payment options decisions. The default choice for many married retirees is...

What is a Life Insurance Settlement?A life insurance settlement, also known as a life settlement, is a financial transaction in which a policyholder sells their life insurance policy to a third...

Why Planning Matters for Future Healthcare CostsAs we approach 2026, the healthcare landscape for seniors continues to evolve, bringing challenges and opportunities. For individuals nearing or...

My Life Insurance Rate Guarantee Is Ending  Understanding Your Life Insurance Rate Guarantee Expiration It's common to feel uneasy when your life insurance rate guarantee ends. This period might be...

Understanding the Challenges of Life Insurance with Pre-existing ConditionsSecuring life insurance when managing pre-existing conditions like heart disease and diabetes presents unique challenges....

Delving Deeper into Overweight Life Insurance UnderwritingLife insurance underwriting is a complex process through which insurers evaluate the risk associated with insuring an individual,...

Understanding the Challenge: Applying for life insurance when you have heart disease can seem daunting. Insurance companies are meticulous about assessing the risk involved, and heart conditions...

Understanding Diabetic Life Insurance Underwriting: Life insurance underwriting is a critical process that insurers use to determine the risk of insuring an individual. This involves evaluating...

Life Insurance: A Versatile Financial ToolLife insurance is more than just a safety net for your loved ones in the event of your passing. It is a versatile financial tool with multiple benefits,...

Part 2 >> 5 Tips: What To Look For When Buying Life Insurance – Part 1 #1 Compare Prices When Shopping For Insurance Because insurance premiums can vary widely (as much as 300-500%), you should...

5 Tips: What To Look For When Buying Life Insurance – Part 2 << Part 1 #3 COMPARE SMALL SUBSIDIARIES OF LARGER PARENT FIRMS...

When the business of life insurance began in 1759 in Philadelphia...

Research shows that 40% of Americans don’t have any form of life insurance policy in place. Does this include you?...