First, thanks for stopping by. Below, you can get an instant life insurance quote and those that live in St Cloud, Minnesota are able to get life insurance at rates that are among the lowest in the country.
There are some important cost-saving items to know. We recommend you take some time in picking the lowest-priced life insurance plan for your situation. Take a moment and read "The 5 Essentials of Buying Life Insurance" (to the left). We also suggest reading the "AmericaQuote Cram Course On Life Insurance." The "Cram Course" link is at the top left of this page. You can avoid applying for the wrong policy and wasting 4-6 weeks.
Here's a tip: Many life insurance companies offer discounts at certain levels of life insurance. The discount levels usually are $100,000 - $250,000 and $1,000,000. $100,000 costs about the same as $50,000. If you are looking for $150,000, be sure to get a quote for $250,000. Likewise, if you want $750,000, look at $1,000,000. With the discount, the higher life insurance amount may be a better value.
Some St Cloud Facts and Figures
St Cloud, Minnesota, located in Stearns County, has a population of 59,107. There are 29,816 men and 29,291 women. The median age is 28.2. The male median age is 27.4, and the median age for females is 29.2. There are 22,652 households with an average of 2.4 persons per household. The number of families total 12,263 and the average family size is 3 people.
76.4% of the population was born in Minnesota and 18.9% residents were born in other U. S. states. The breakdown is 1.2% from the northeast; 12.3% from the midwest; 2.2% from the south and 3.2% from the west. There are 3.8% foreign-born residents. The remaining percentage are Americans, born of American parents, who at the time, were living outside the U.S.
There are 32,512 residents at work for pay. 97.0% work outside the home. 54.2% commute less than 15 minutes to work; 31.3% commute less than 30 minutes; 6.1% less than 45 minutes; 2.8% less than 60 minutes; and 5.7% commute more than 60 minutes. 3.0% work at home.
There are 32,535 residents over the age of 25, representing 16,324 females and 16,211 males. In the over age 25 category, 89.1% of the male and 89.1% of the female population have graduated from high school. 30.7% of the male and 28.5% of the female population hold a Bachelor's (4 year) degree. In addition to the previously listed degrees, 11.3% of the male and 8.2% of the female population hold a Masters, Doctorate or other professional degree.
All data taken from the 2000 US Census and the 2005 estimate.
|Minnesota And USA Quick Facts
|Population, 2005 estimate||5,132,799||296,410,404|
|Population, percent change, April 1, 2000 to July 1, 2005||4.3%||5.3%|
|Population, percent change, 1990 to 2000||12.4%||13.1%|
|Persons under 18 years old, percent, 2004||24.3%||25.0%|
|Persons 65 years old and over, percent, 2004||12.1%||12.4%|
|Male, percent, 2004||49.6%||49.2%|
|Female, percent, 2004||50.4%||50.8%|
|Living in same house in 1995 and 2000, pct age 5+, 2000||57.0%||54.1%|
|High school graduates, percent of persons age 25+, 2000||87.9%||80.4%|
|Bachelor's degree or higher, pct of persons age 25+, 2000||27.4%||24.4%|
|Mean travel time to work (minutes), workers age 16+, 2000||21.9||25.5|
|Housing units, 2004||2,212,701||122,671,734|
|Homeownership rate, 2000||74.6%||66.2%|
|Median value of owner-occupied housing units, 2000||$122,400||$119,600|
|Persons per household, 2000||2.52||2.59|
|Median household income, 2003||$50,750||$43,318|
|Land area, 2000 (square miles)||79,610||3,537,438|
|Persons per square mile, 2000||61.8||79.6|